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"When I asked you to design a 'think tank' experience for a small group, you brought play, movement, dreaming, claiming, and voice to each of us gathered.

Everyone left feeling rich in possibility for how they would live into their potential."

Susan Eaton Mendenhall
DeForest, WI

 

"Working with Karoleen has allowed me to feel less stressed and feel better about myself."

Dick Woodard
West Union, IA

 

 
"I thought I could do this career on my own as I have in the past. What Iíve seen is that a second set of eyes and ears has helped me change the way I do business...and how I position myself in this marketplace and in life."

Mark A. Karpfinger
Deerfield, WI

 

"Yes, I would definitely recommend you hire Karoleen. 

She will listen to you, discuss your practice and other goals with you, help you analyze the situation and choose and carry out the steps necessary to move forward."

Douglas A. Busch
Iowa City, IA

 

"Iím working less and my income is up. I would definitely recommend you talk to Karoleen. Schedule an initial consultation with her and youíll see...youíll want to hire her, too!"

Cheryl J. Olivanti
Virginia, MN 

 

"Karoleen Foberís insight and friendly persuasion has allowed me to make progress on issues that I havenít been able to deal with on my own."

Dick Woodard
West Union, IA

 

"Iíve never felt capable of so much before! 

I would definitely recommend that if you really want to get your business and life to the next level, you need to talk to Karoleen and hire her."

George (Jay) Woerdeman IV 
Sagamore Beach, MA

 

"Karoleen's structure has the right amount of accountability and flexibility that has allowed me to focus on the important things I need to do."

Cheryl J. Olivanti
Virginia, MN 

 

"My time spent with Karoleen proved to be enlightening and I would recommend her to anyone wanting to move their career to the next level."

Richard L. Charlet
Geneseo, IL

 

"Karoleenís coaching has also helped me to empower myself to take charge of my practice and decide what it is that I want to achieve."

Steven J. Klaus
West Des Moines, IA

 

"Working with Karoleen has allowed me to be more focused on whatís important that I need and want to do and then be more accountable to doing those things. She also shares with me the potential she sees in me. I now see a much bigger picture for my life."

Kevin A. Keane
Sioux City, IA

 

"One of the primary benefits of a coach for me is filtering through all the stuff occupying my thoughts and energy and getting down to one or two things/decisions to focus on. I can then make a decision and move onto the next thing, or focus my energy on the highest priority project."

Brian C. Losh
West Des Moines, IA

 

"Karoleen provides me with great business tips and working with her gives me more confidence. She always helps me see how simple my business really is."

Cheryl J. Olivanti
Virginia, MN 

 

"She has been a successful financial advisor herself and she knows what we need to do to be successful."

Douglas A. Busch
Iowa City, IA

 

"While initially focused on improving my business results, the coaching relationship has moved beyond this plateau to encompass the whole person and should result in me being the best 'me' possible!"

Martin L. Graber
Fort Madison, IA

 

"Telling someone like my coach will make the changes reality. 

Having Karoleen, a coach who is familiar with my business, helps a lot when discussing an issue."

Dennis F. Schoening
Clinton, IA

 

Karoleen's Coaching Testimonials

ďI decided to hire Karoleen because I had been experiencing an inner need to have someone to partner with on a business and personal level. I think everyone needs a professional partner that focuses on YOU.

Being a financial advisor calls us to be givers and that can lead to neglecting ourselves. Coaching allows you to explore yourself and not lose yourself in the process of helping others.

Karoleen is familiar with my business and I enjoy the upbeat and positive interactions we have. She will push back on things and permit me to rethink how I feel on something which allows me to take better actions and from new perspectives. The coaching process invites me to be reflective. Karoleen provides the safety net that I need to be vulnerable and yet safe enough to work out a new concept or conflict.

Karoleen listens well and is insightful. In our partnership, I can look at personal and professional issues and be open about my thoughts and feelings and still be open to new ideas. I learned that I donít have to play both sides of a relationship and feel like Iím doing all of the work. I can allow people to respond the way they need to. That is a big deal for me.

Here are some of my favorite results of working with Karoleen:
  • I have taken action on many things that I really want and yet know I wouldnít have done on my own.
  • Iím now gentler with myself and others.
  • I have a better understanding of myself and what drives me.
  • I am less self-centered.
  • Iím a better listener.
  • I do better work on a professional level and have increased my productivity.
  • I feel more effective in my work and relationships and that leads to experiencing less stress in my life.
  • And, I actually think Iím a better person.

I recommend you hire Karoleen. If you are even considering it, you should. Give it a shot and then youíll know!Ē

Sandra Johnson
Financial Advisor
St. Cloud, MN


"I decided to work with Karoleen because I needed and wanted a mentor, because I knew the quality of who she was as a person, and the fact that she would hold me accountable to both my business and personal goals.

The thing I appreciate most about working with Karoleen is the energy she brings to the table...she brings an incredibly focused energy and is able to consistently focus on me and what I need to be coached on both in business and personal goals.

The most pivotal moment for me was when I was really stressed out and was burying myself with information and analytical details. She helped me totally turn my work and work processes around so that this business not only serves my clients, it also now serves me.

I would definitely recommend Karoleen. I am working easier and am less stressed.  I am also reaching my financial goals and the business is really coming in this past year. I am now gathering more assets of my clients that I wasnít picking up before. And I am getting better clients referred to me.

Karoleen strongly suggested I create my ideal schedule. I used to work 4 and 1/2 days and am now down to 3 and 1/4. And, even in a down market, I have increased the assets I manage by 42% in the last 9 months. With her help, I am totally upgrading my business."

Mark A. Karpfinger, 
Senior Financial Advisor, 
Deerfield, WI


"Since I started working with Karoleen, my income is up over 32% and I am already on pace to double my fees. The best part is I feel like I am just getting started. Iíve never felt capable of so much before! Somewhere after our 4th month of coaching together, I really started to break through to what my capabilities really are. I would definitely recommend that if you really want to get your business and life to the next level, you need to talk to Karoleen and hire her."

George (Jay) Woerdeman IV, 
CFP, Senior Financial Advisor,
Sagamore Beach, MA


"Karoleen has helped me immensely as I transition to an advice-based practice. She has helped me take a step back to reevaluate what I want and need from my business and my personal life. Our conversations help me talk through what I really do want.

This is the first year since I started this business 19 years ago that I will be taking 4 weeks' vacation!! In fact, I have never even taken 2 whole weeks before, so that is a major change.

Iíve also shortened up my work week by 4-5 hours and stopped doing any late night appointments. With her coaching, I am even taking better care of myself now. Iím into an exercise program and am more careful about what I eat. The biggest change is transitioning my business to being paid for my advice and Karoleen helps me not get sidetracked.

I would certainly recommend Karoleen to others. In fact, I share with other successful advisors what I am doing and how Karoleen and I are working together and what we accomplish. Her coaching has been a real benefit to me."

Thomas B. van der Hagen, 
Financial Advisor,
Marshall, MN


"I have had the good fortune of working with Karoleen Fober as my coach. In my years as a financial advisor, I have found that opening doors to new ideas usually pays off, and sometimes in ways different than what we expect. My time spent with Karoleen proved to be enlightening and I would recommend her to anyone wanting to move their career to the next level."

Richard L. Charlet, 
CFP, CLU, ChFC, CFA, 
Senior Financial Advisor- Advanced Advisor Group, 
Registered Principal, 
Charlet, Vandersnick and Associates, 
Geneseo, IL


"It is my pleasure to be working with Karoleen. She is a very genuine, caring individual who possesses excellent coaching skills. Karoleen is a positive person whose open personality and style quickly makes people comfortable and allows them to draw close. Her measurement of coaching success is how I do toward achieving my lifeís goals. 

Her guidance has helped me to determine and document my business vision, mission statement and ideal client profile to facilitate a more successful practice in the future.

While initially focused on improving my business results, the coaching relationship has moved beyond this plateau to encompass the whole person and should result in me being the best 'me' possible! I strongly recommend Karoleen to individuals who are seeking a professional coach interested in their personal and professional success."

Martin L. Graber, 
MBA, MSS, Financial Advisor,
Fort Madison, IA


"When trying to change, you may think you are changing in your mind, but to tell someone about the changes you will commit to make or have made is real. Telling someone like my coach will make the changes reality. Having Karoleen, a coach who is familiar with my business, helps a lot when discussing an issue."

Dennis F. Schoening, 
CFP,
Clinton, IA


"Working with Karoleen has helped me to step back from my practice and focus on my business plan. This has helped me define how I want to structure and conduct my practice, what type of clients I want to have and the type of relationship I want to have with those clients. Karoleenís coaching has also helped me to empower myself to take charge of my practice and decide what it is that I want to achieve."

Steven J. Klaus, 
Financial Advisor,
West Des Moines, IA


"Having a coach has been very valuable for me. Karoleen has helped me make the transition from management back into a personal practice. The transition has been filled with challenges, both financial and emotional. One of the primary benefits of a coach for me is filtering through all the stuff occupying my thoughts and energy and getting down to one or two things/decisions to focus on. I can then make a decision and move on to the next thing, or focus my energy on the highest priority project. 

Another big benefit is the emotional support that is so helpful in a sales career. When Iím feeling very negative or overwhelmed, Karoleen helps get my head back on straight quickly by validating me and my value to clients. 

It is also nice to have an objective sounding board for my ideas and to vent my frustrations. By having a coach, I donít have to unduly burden my wife or business partners with all of these issues.

Brian C. Losh, 
CFP, ChFC, 
Financial Advisor, 
West Des Moines, IA


"I feel fortunate to be working with Karoleen. 

Karoleen has been a successful financial advisor herself and she knows what we need to do to be successful. She has an excellent command of coaching skills and I would hold her up to any coach, yet she will always win with her positive energy and attitude. That is what I appreciate about her the most--her positive energy.

I am now better organized and I run my practice better. I feel that because I have worked with Karoleen, I am a better financial advisor.

Yes, I would definitely recommend you hire Karoleen. She will listen to you, discuss your practice and other goals with you, help you analyze the situation and choose and carry out the steps necessary to move forward."

Douglas A. Busch, 
Financial Advisor, 
Iowa City, IA


"I decided to hire Karoleen after our first conversation. With my large client base and insurmountable number of tasks, I was feeling overwhelmed and knew I needed help. Her structure has the right amount of accountability and flexibility that has allowed me to focus on the important things I need to do.

I used to feel extreme guilt when I wanted to take time off. I now feel tremendously less guilty and can now enjoy myself when I am not working. Because of Karoleen, I now have a new motto: 'Business needs to be enjoyable, profitable and fun or I donít do it.' 

Karoleen provides me with great business tips and working with her gives me more confidence. Because of this, I just asked a client with a huge amount of assets that I wasnít managing what it would take to work with their entire account and he gave me permission to go ahead! Plus, I just asked for my first retainer and got it! I would have never felt comfortable asking these questions before I hired Karoleen. She always helps me see how simple my business really is.

Iím working less and my income is up. I would definitely recommend you talk to Karoleen. Schedule an initial consultation with her and youíll see...youíll want to hire her, too!"

Cheryl J. Olivanti, 
Financial Advisor,
Virginia, MN


"I decided to hire Karoleen because of the excitement that she shared with me about how coaching could be a good thing for me. I bought into that idea that it could be a good thing for me, too.

The things I value the most with Karoleen are how she listens to me, her honesty and ability to be up front with me. And she is always upbeat and positive. Karoleen has...you know...the energy thing! When you talk to her and work with her, youíll know what Iím talking about.

Working with Karoleen has allowed me to be more focused on whatís important that I need and want to do and then be more accountable to doing those things. She also shares with me the potential she sees in me. I now see a much bigger picture for my life.

I would recommend hiring Karoleen because she can help you focus on what is most important to you and help you get it!"

Kevin A. Keane, 
CFP, CRPC, 
Financial Advisor,
Sioux City, IA


"Having Karoleen as my coach has been very beneficial, both personally and professionally. She is very focused on listening and in return, is able to inform and inspire. Her coaching has given me a new perspective on striving to be the best I can be."

Retail Business Owner,
North East Iowa


ďI hired Karoleen because I had a couple of goals in my life that I hadnít been able to achieve by myself and I knew it would be easier if I had some help. Her coaching has a way of nudging me...firm, yet friendly...keeping me on track of what I want. She makes things light and it doesnít feel like work...it flows...and yet I have accomplished a great deal since we have worked together.

Working with Karoleen has allowed me to feel less stressed and feel better about myself. One of my new phrases that I live by is, 'being 100% responsible for myself.'

I would recommend Karoleen to anyone with goals or situations that you might be stuck on. It would be worth it to have a conversation with her."

Dick Woodard, 
West Union, IA


"In the years I have known you I have always found you to think in possibilities, look forward with courage, gift the present with your honesty, and transform your past into wisdom. Because this is who you are, it is also the gift you give to others. Your relationships with me as a financial advisor, a committee member, a co-leader of a childrenís dance group, and as a friend challenged me to grow in my own development. 

You offer strategic action as well as emotional support. You clarify as well as confront. You dare to dream with a person into the possibilities of what is not yet.

When I asked you to design a 'think tank' experience for a small group, you brought play, movement, dreaming, claiming, and voice to each of us gathered. Everyone left feeling rich in possibility for how they would live into their potential. Laughter, tears, insight, decision, courage, reflection, healing, knowing, permission are all words that name that experience for me and those who participated.Ē

Susan Eaton Mendenhall, 
Consultant, 
Spatial Impact, 
DeForest, WI

 


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